Home Loan Calculators
Plan your home purchase with precision
15 free calculators covering mortgages, refinancing, VA and FHA loans, reverse mortgages and more — built for USA homebuyers.
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Buying a Home
Mortgage Calculator
Monthly payment, PMI and full amortization schedule.
Calculate →FHA Home Loan Calculator
Low down payment loans with MIP built in.
Calculate →VA Home Loan Calculator
Zero-down loans for veterans and service members.
Calculate →Pre-Approval Estimator
Prequalify using your income and debt-to-income ratio.
Calculate →Home Affordability Calculator
A comfortable price range, not just the lender max.
Calculate →Down Payment Calculator
How much to save, and how long it will take.
Calculate →Refinancing & Equity
Reverse Mortgages
Planning Tools
Home Loan EMI Calculator
Compare reducing-balance vs flat-rate methods.
Calculate →Mortgage Rate Comparison Tool
Compare up to three loan offers side by side.
Calculate →Mortgage Payoff Calculator
See how extra payments shorten your loan.
Calculate →Amortization Calculator
A full principal-vs-interest schedule for any loan.
Calculate →Built for Homebuyers, Not Lenders
No sales calls
These calculators don't sell your information to lenders. Run the numbers freely, on your own time.
Full transparency
Every calculator shows the complete breakdown, not just a headline number, so you understand what you're looking at.
Built for the U.S. market
Covers conventional, FHA, VA and reverse mortgage rules specific to U.S. homebuyers and homeowners.